Most of us have had our fill of bad news this year. But things may be looking up come the turn of the year. There are good reasons to feel optimistic about 2021. Battered businesses are adapting and evolving their business models to cope with the crisis. More of them have digitalised and are relying on online sales to replace a portion of their lost revenue. With the announcement of vaccines with strong efficacy rates of around 95% by both Pfizer (NYSE: PFE) and Moderna (NASDAQ: MRNA), there’s now justifiable optimism in seeing an end to this pandemic. While share prices have collapsed in the wake of a fall in profits and cash flows, I believe businesses should see better days ahead. A turnaround in profits Many companies have now announced that they are seeing a nascent, albeit slow, recovery in business prospects. Some have even commented during the third-quarter results that the worst may have passed....