Hi everyone!
At the end of every month, Mrs Budget and I will reconcile our monthly expenses and see what are we spending on, and where we can optimise or cut down our expenses.
We subscribe to the believe that every penny saved is a penny earned – sometimes its easier to save S$100, than to earn S$100, both of which results in the same net worth increase.
We also continue our tracking to know where our big money outflow is going instead of wondering why is our bank account balance not increasing.
While we have not been updating our monthly expenses here, we are still actively tracking our monthly expenses. One of our readers noticed that we stopped publishing the update, so here’s our November 2020 monthly expenses update.
In November, here’s what Mr Budget spent on.