As more details surface about my wife’s new role from the major restructuring at her bank, it’s become clear that she has to do more work and manage more people but only with a small base pay increase. And her bonus for this year is terrible, just a token gesture that is better than nothing. While she’s fortunate to still have a job after such a bad year, her life at work should be tougher and more difficult to handle from next year onwards. Career progression comes at a cost after all. Just depends on whether you want to pay the price for it.

Anyway, I have heard about the launch of the Lion-OCBC Securities Hang Seng Tech ETF (HST) for a while now. But I was wondering what is a convenient way for me to invest in it. That’s when I noticed its addition to one of the ETFs available for