I think I have learnt a lot in 2020 about personal finance. I have never done as much reading in one year before and I hope to continue in the coming years. Over time, my opinion about investing and money has changed. This all happened within 2020, the pandemic year. Who knows what else will change in the following years. It will be fun for me to look back years from now and know that a young me thought about money this way. Thinking about it mathematically Firstly, I like math so I think about money in terms of mathematical operations. Your income is your addition sign (+), your expenses is your minus sign (-), and investing is the multiplication sign (x). Of course there are many other factors to consider, such as debt, but I think simplifying it to these 3 stages will make it easy for anyone to digest. Most people,...