It is the time of the year again, where I reflect on my investment journey this year. I have been doing this for the past 3 years and I would definitely want to continue this tradition. Feel free to explore my past reflections over at this section. As people have different ways of learning and remembering things, I have to pen down or type in order to achieve it. Reflecting is not enough, one has to look back at their own past reflection and evaluate whether they have made improvements from their past mistakes. 2020 has been a phenomenal year for all investors. We experienced the ups for about a month or two, and the down of 30% in just one month. I would first like to congratulate those who have seized the opportunity to buy cheaply and ignore the noises in March, because you would have reaped your rewards till now....