Without sounding like a broken recorder and advocating people to start investing, I am going to be blunt. Invest or be a work slave. There are many blogs and self help books out there which teaches people about the importance of investing early, to be frugal while you are young and to keep track of your expenses, put in the extra cash into an index fund so that you can one day escape the rat race and enjoy the fruits of your hard work. While this concept is known to many, why is it that the majority of people are not practicing it? I attribute it to these few reasons:

1. Ignorance
2. Laziness
3. Complacency
4. Not looking at the big picture

Personal Finance/Financial Literacy not taught in school The reason why schools do not teach us how to manage money, and why the majority is not taught how to invest properly is because of one simple reason: T...