Since I started blogging here in 2016, I have been doing my own financial review and reflections at the end of the year. It is timely to think about the good and the bad that came and pass.

Here’s a recap over the years:

I read back again at what happened in 2019 and am so glad I managed to EXPEND ALL MY VACATION LEAVE and travel to 17 cities. Who would have known that I couldn’t even go to JB for my usual shopping in 2020?

Back in 2019, I set very generic goals🙄. I supposed since I have already secured a flat of my own, I have already met my basic needs.