What a year! 2020 has definitely shaped up to be a year that I don’t think any of us will forget anytime soon. From surviving lockdowns to an economic recession and the crazy gains in the stock market, there has indeed been some very crazy moments this year and I thought I’d take this time to do a year-end review as I always have.

Sharp-eyed readers may have realised that I forgot to do a 2019 savings reflection – my bad! I didn’t even realise I had missed it out because I was too busy adapting to my new role as a first-time parent.

But before that, here’s a quick recap of previous years: