This article is produced in partnership with FSMOne.com, join FSMOne.com as we ring in the New Year with our 5-day virtual investment and personal finance conference – What and Where to Invest 2021 from 9 – 21 January 2021. Our myriad of speakers will share about the various elements needed for your investment survival kit for 2021 and we will also be showcasing our Key Investment Themes and macro outlook on the very first day (9 January 2021). Register online now – admission is FREE! 2020 is on track to become an important year in history that everyone will remember for the changes it brought about to our daily lives, from how we work to how we socialise, and inevitably changing how we invest and what we invest in. While investors may have physically survived the year, the anguish and doubts felt during the year as the financial markets went through a wild roller coaster ride, may have inadvertently led...