I started this year with the ambitions to achieve the following:
- Increase Net Worth
- Maintain Passive Income Yield
- Reduce Debt
- Improve Diversification of Portfolio
- Reduce Trading and Focus on Invest
- More Self Learning and Improvement
- Do More Exercise
- Reduce Weight
Reflecting on what I have done and achieved this year, I realised the results was a mixed bag – I succeeded on some but also failed badly on several.
From the angle of achieving financial freedom, I failed to increase my net worth after a year of intense investment efforts.
This is extremely disappointing to say the least.
With STI submerged underwater for almost the whole year and losing 13% at the end and having most of my holdings in Singapore stocks, perhaps it should not have come as a surprise. However, when I tallied up the numbers and saw the drop in net worth, I couldn’t help feeling crestfallen.
Passive income yield came close to target.
Good efforts in passive income yield is my consolation.