This time last year, Covid19, then known as Coronavirus was just breaking out in Wuhan. No one knew what was coming except for those in the medical professions in Wuhan dealing with the outbreak. The market bottomed in March 20 and recovered shortly after. The biggest take away from this is to STAY INVESTED, DO NOT TIME THE MARKET. When I look back at my 2019 year end review, I was spot on, on Singtel and Keppel Corp. I wrote "I am expecting Singtel to cut its dividends as this is the last FY it is paying a fixed dividends amount.  Keppel Corp is another share to look out as Temask may or may not control 50% of its share come end 2020." If only I had taken profit then. But this is life, you never know what will happen. I had put in more capital this year and crossed both $200k and $250k milestone for my portfolio as the overall portfolio turns green. I am aware that should my portfolio becomes red...