2020 Review
2020 will be taken as a lost year of sorts, depending on whose perspective. However, from this doom and gloom emerged the scale and speed of adaptability and pivoting which we had not seen before. Thoughts had become ideas, and ideas manifested into practical applications. The COVID-19 pandemic inadvertently created a huge social experiment on a global scale, and humans were either welcomed or forced to change their habits and styles, which is now deemed as the “new normal” (one of the most overused phrases of the year).
The financial markets had seen its fair share of a roller coaster journey throughout this pandemic year. The STI (as at 31 Dec 2020) year-to-date (YTD) was at -11.76%, recovering from a -30.22% YTD on 23 Mar 2020, its
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