I have been going out so much this week that I’m actually glad the rainy weather today made me stay in to sleep and rest. I also had time to update my Google Sheet for the Dec 2020 net worth numbers and do a review of our financial progress for the year 2020. Other than in Mar 2020 when our net worth stayed flat, it has been increasing by an average of more than $20,000 every month. Mainly because of the lump sum investing we did then that boosted our investment portfolio when the markets recovered subsequently. And that we didn’t lose our jobs due to the recession so we retained our salary income.

From 30 Nov 2020 to 31 Dec 2020, our net worth has increased by $22,000 or 2.17% to $1,038,000. As for our asset allocation, cash has gone down to 28% while investments have gone up to 40% as I invested some cash into individual stocks in the

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