When Endowus launched their CPF portfolios as the first (and still only) robo-advisor in the market for CPF monies, I researched deeply into their investment philosophy, fee structure and revenue model – and liked it a lot. Now, obviously this review is going to sound a little biased – I was an early user of their product and remember signing up for their mailing list for early notifications of product launches and since then, they have gone on to launch a whole suite of products from cash/SRS portfolios to cash management products and a new mobile app. But I think that’s what makes for a legitimate review from a user/retail investor point of review. Other financial bloggers like Turtle Investor, Financial Horse, and Risk n Returns have written really solid reviews about their range of investment products, and you can also read user reviews from Seedly. Without further ado, let’s dive into the review....