I spent some time looking through our monthly investment plans and decided to make further reallocations. Previously, I amended the OCBC Blue Chip Investment Plan (BCIP) to start investing into the Lion-OCBC Securities Hang Seng Tech ETF (HST) from this month onwards. The funds were drawn from the reduced allocations to Nikko AM STI ETF (G3B) and Lion-Phillip REIT ETF (CLR). This time round, I have reduced the allocations to Nikko AM STI ETF (G3B) and Nikko AM Straits Trading Asia ex Japan REIT ETF (CFA) in the POSB Invest Saver. I will be diverting these funds to OCBC RoboInvest, which I am in the process of setting up a few thematic portfolios. This differentiates the investing strategy taken by OCBC RoboInvest from our current robo advisors – StashAway and DBS DigiPortfolio. By choosing the themes of the OCBC RoboInvest portfolios we want to invest in, we are applying active investing but in a passive way....