The latest Singapore Savings Bonds yields 0.32% for 1 year and 1.63% for the 10th year, giving us a 10 year average yield of 0.89%. The interest rates are paid every 6 months. Short term interest rates continue their rise, while long term interest rates remains flat. During this time, Cash Management solutions like Endowus Cash Smart (Core: 0.8-1.0%, Enhanced: 1.4% to 1.6%) be a better idea for those looking to optimise. Withdrawals are in 3 days unlike the Singapore Savings Bonds. Application/Withdrawal period is from the 1st Business Day of the Month to the 4th last Business Day of the Month. You will receive the bonds/money on the 1st Business Day of the next month. The fee is $2 for application/withdrawal for any sum. This bond is a AAA bond backed by Singapore government (very safe). You can invest it with cash or your Supplementary Retirement Scheme (SRS) account, with a total of $200,000 maximum invested, starting with a minimum of $500....