Whether you want to build a portfolio that pays for your child’s education or funds your dream retirement, exchange traded funds (ETFs) can help you get there. Their key benefits – instant diversification, low cost, and easy access to virtually all investable markets – make them a useful addition to every portfolio.  Who are ETFs suitable for?  ETFs are ideal for pretty much all investor types. Investors with small starting capital will appreciate that they can build a diversified ETF portfolio with relatively low investment amounts. For instance, the SPDR S&P 500 ETF is priced at USD$378 at this time of writing, but holds 500 large-cap US stocks. It is significantly more expensive to buy all 500 individual stocks to form your own portfolio, compared to buying just a single ETF. For investors who are not familiar with the intricacies of the financial markets, ETFs allow them to invest