We’ve previously seen the best saving accounts for working adults. Most of them come with different requirements, including salary crediting or credit card spend. But what if you’re just looking for a zero-effort, fuss-free savings account without having to consider the 1,001 conditions to fulfil? Which might be something you’re looking for if you’re self-employed or a freelancer. Or you just have extra cash and not knowing where to park it (like your emergency funds)… And so this article is for those who are looking for something that is simple and straightforward. In short, we are considering savings accounts with better interest rates that would beat the usual 0.05% p.a. with no complicated requirements. TL;DR: Best Fuss-Free Savings Accounts in Singapore With the Highest Interest Rates 2021 In order to find the best savings account, we assume that we are looking to park $20,000 into the savings account.