My statement for this month is slightly different as I have invested long enough (1 year) for them to compute the Annualised Internal Rate of Return also known as the money-weighted rate of return (MWRR) which is 19.85% (very decent!). What I am looking forward to is the time-weighted return (still not shown yet) so I can compare it against other robos/portfolios.

Risk Profile

Goal type: General wealth accumulation
Risk tolerance: Maximise returns (loss tolerance -60%)

Monthly investment using SRS: $740

I have modified my monthly investment in order to max out my SRS contribution for the year.

Account Summary

Capital: $11,150.00
Current: $12,466.20 (11.83%)

There are quite a few differences as compared to StashAway. Firstly, all the cash has been invested while StashAway keeps 1% of the portfolio in cash. Secondly, the fees are not deducted on a monthly basis. The Access Fee charged by Endowus will be deducted at the end of each quarter as stated in their FAQ.

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