I was thinking about the effects of COVID and who was most impacted by it. In a sense, I felt that it was like a report card. How well, as individuals, did we handle the effects of COVID. It's like a report card of the decisions we made along the path of life. COVID as an illness affects the unhealthy more than the healthy. In the US, there are a lot of people who have chronic illnesses, obesity, diabetes, heart issues, etc... They have a higher chance of facing complications if they contract COVID. So, if somewhere along life's path, someone didn't take care of their health, well... this is a time when there is a significance. If someone didn't manage their finances properly. Didn't save, didn't plan for their future... Well... COVID also did a number on these folks as well. If you lose your job, but still have good finances, things aren't all that bad. Cos with savings,...