From 22nd March, Grab is making some changes to GrabRewards. Good news first: GrabPay Wallet and Card transactions would earn up to 6 points per dollar, up from 4 points. Bad news? Credit card payments for rides and food deliveries are down to 2 points per dollar, down from 4 points.
Differences between paying from GrabPay Wallet and credit card
Grab rides, GrabFood/Mart etc
When you take a Grab ride or order food delivery, you are given the choice to pay from your GrabPay Wallet, or charge it directly to your credit card of choice.
Most cards do not give rewards when you top up your GrabPay wallet, with a few exceptions such as Amex True Cashback card. FRANK’s 6%? Nope. DBS Woman’s World Card’s 4 miles per dollar? Excluded for Grab top-ups.
Charging rides and GrabFood orders directly to your card, however, lets you enjoy the high earn rates these and other credit cards offer....