In a blink of an eye, it is already Lunar New Year 2021. I would hereby like to wish everyone a happy Lunar New Year! May the year of the Ox brings good fortune, health and prosperity to all of you.

Usually towards the end of the year, there will be a lot of marketing and news about (1) topping up of CPF and (2) open/top-up of SRS before 31st December as these financial manoeuvres qualifies for tax reliefs according to IRAS. (Do note that there are differences between tax deductibles and tax reliefs). For those who have started to contribute to SRS, I hope you have invested your SRS monies and put it to good use. If not, I will be sharing what I have done with my SRS monies and hope will give you some ideas to invest your SRS monies.