It is important to review your insurance plans on an annual basis or at least when there's a key milestone in life like child birth, buy/sale of property and change of job.
And if you feel you are over paying for your insurance plans, take note of these methods to reduce your insurance expenses today!
I have recommended some of these methods when doing a portfolio review with private clients.
Towards the end of the article, I'd give you bonus tips on what to note first BEFORE buying a plan