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One of my goals this year is to build better financial habits. As a final-year university student about to graduate, the new year seemed like the right time to start – and so, I decided to track my expenses for a month! For the whole of January, I started tracking my expenses using a free budgeting app. For some context, I currently live with my parents, so I’m fortunate to have things like meals at home and household bills paid for. As a final year student, my weekly schedule fluctuates a lot. My timetable includes two days of school, and the rest of the week is spent in physical and Zoom meetings with my project group mates. At the end of the month, this was the breakdown of my expenses:...