There are so many types of credit cards available that it can be overwhelming. Broadly, there are two main types of rewards – miles, and cashback. Then, they can be further categorised into conditional and unconditional cards. The Amex CapitaCard actually falls into a third category. Instead of miles or cashback, it gives CapitaStar STAR$ – points for CapitaLand’s rewards programme. As far as conditions go, CapitaCard is pretty simple to get, but I would say it really shines as a situational card, because I recently got such a greal deal out of this, but more on that later.

Provider	American Express
Type	Conditional Earns CapitaStar STAR$
Earn Rate	– 5 STAR$ per $1 outside participating CapitaLand Malls (0.5% to 0.71% rebate*) – 15 STAR$ per $1 in participating CapitaLand Malls (1.5% to 2.14% rebate*) – 30 STAR$ per $1 in participating merchants (3% to 4.29% rebate*) – 65 STAR$ per $1 in participating merchants (6.5% to 9.28% rebate*)

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