In the post-pandemic era, leaving Money in the Bank feels as lame as leaving coins in a piggy bank.
The pandemic has provided enough justifications for banks to pay us pathetic interest rates for our deposits. Time-Deposit accounts have also become a joke since the annual interest rates are insignificant by any standards. While the point of this post is not to discourage saving, I feel that it is getting harder for people to justify saving their money besides parking funds for emergencies. That said, I am going to share my personal views on saving, and perhaps these tips might work for you to emulate or consider for yourselves.