- Endowment policies are savings plans marketed by insurance companies as a conservative investment vehicle. In today’s market, a new policy has projected returns of around 1.5% to 3+% per year, depending on the no. of years. Note that returns are projected by the insurer and subject to change.
- Resale Endowment Policiesare policies that have been sold by the original policy owner to an investor. We are selling endowment policies at 2+% to 5+% per year projected returns. Note that returns are projected by the insurer and subject to change.
- Benefits of buying Resale Endowment Policies:Higher returns, with shorter time to maturity.
- Downsides of buying Resale Endowment Policies: No insurance coverage. Insurance
Article Summary
1) What are resale endowment policies?
2) Benefits: Higher projected return + shorter time to maturity
3) Detriments: Not customizable, no insurance coverage
4) How to replicate the insurance coverage at lower cost
5) How to Buy: See our inventory of resale endowments
The Main Takeaways