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Endowus – February 2021
By KPO and CZM  •  March 15, 2021
My company has this policy that allows one to buy more/sell your annual leaves up to a certain limit which I thought was very interesting. If you have the choice, will you buy more or sell your annual leaves? I think the decision shows which stage of life you are at. For instance, I would have sold all the leaves available in the first few years of my career (not married, no kids) so that I can get more money in return. However, I actually value time over money now and I do need the leaves to take care of my family. Just like what happened this week, I took a last-minute one-week leave in order to relieve her from most of the baby duties because CZM sprained her back and was getting engorgement. Having said that, I am not going to buy more leaves because I still need money for other purposes. I think the next level is those that buy annual leaves without batting an eyelid....
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By KPO and CZM
I am Ong and my fiancee (Chan Zui Mao a.k.a CMZ) calls me a Kiam Pok (i.e. stingy/thrifty depending on how you look at it). Hence, the nickname KPO (Kiam Pok Ong). We have decided to name the blog KPO because I have proposed to CMZ successfully and she is officially a KPO too. The purpose of the blog is to list down all the money-saving tips, our investment/journey to financial freedom and to document my life with CZM.
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