I don’t exactly know how it came to be – perhaps I developed it over the years subconsciously – but saving money is something I enjoy doing. Here are some things that I do which are hopefully less obvious than the usual tips floating around, and could perhaps inspire you if you’re looking for ways to trim your expenses. Prepaying bills and expenses Bringing forward expenses is a great way to save money and I do it every now and then to take advantage of certain promos and/or to meet minimum spending for some of my credit cards. Most people don’t spend nearly enough to meet the minimum spend of some excellent cashback cards. Citi Cash Back, for instance, gives a really high 8% cashback on groceries, but requires a minimum spend of $800. This can be easily addressed by purchasing $1,000 supermarket vouchers/gift card within a month...