The most important financial concept in the world is the concept of compound interest. Even an urban rumour claims that Albert Einstein said that compound interest is the Eighth Wonder of the World. If I can invest a lump sum of money PV for a return r over a period t, my resulting future wealth, FV, will grow exponentially based on the following equation : This equation shows that our money can grow in many ways. We can set aside more savings and increase PV; we can find ways to improve our returns r or patiently invest our money for a more extended period and increase t. As t is an exponent, time in the markets will make the most significant difference in our lives.  People can get rich around the idea of compound interest. But until today, no one has ever spoken about which concept comes a close...