This article was written in collaboration with Syfe. All views expressed in this article are the independent opinions of The Kiam Siap Life, based on our own research.

When I first wanted to start investing, I was fixated on only buying the best stock with the highest returns. Like many, I didn’t have the time to do any research, so I ended up procrastinating from buying anything at all. It continued for months on end, telling myself I will do some homework tonight, this weekend, next month but it never really happened. The idea of only wanting the highest returns kept me from starting my investment journey and obviously that idealistic situation required tons of research which a procrastinator like me needed a lot of mental screaming to do anything about. In the end, all I achieved were wasted time and money sitting in the bank earning...