Most of us skip reading the terms and conditions of our mortgage. However, as housing loans account for More families could face difficulty with home loan payments though overall household debt fell: MAS in Singapore, it's important that we understand how hidden fees can affect our bank accounts. Depending on additional services you want, like early repayment or using a safe deposit box for a spare set of keys, you could end up having to pay additional hundreds on your loan. Below, we've listed some of the most important fees you should be aware of when you have a mortgage. Late Payment Charges Most mortgage lenders will charge you an additional fee if you fail to make a mortgage payment on time. This is to discourage you from making late payments, and can cost an extra S$80 on the transaction. Even more, you could be...