The property market in Singapore is seriously heating up. Contrary to the expectations last year, we are seeing growth in the residential prices in both the private and public market. Just a few days ago, we had a news article which stated that the HDB resale prices have been up nine months in a row. The likely reasons behind it are the delays in BTO flats (construction works taking longer than usual due to COVID), rise in private home prices and also improving sentiments from the crowd on the country's recovery from the COVID crisis. What's in the spotlight is also the rising cash over valuation situation. More and more home buyers are actually willing to pay more and more cash over valuation for their ideal HDB resale homes. On the private home front, we have already seen Singapore private home prices rises for the fourth straight quarter. The latest...