Single parents are in a tough spot in Singapore: public housing isn’t easily available to them, while private housing tends to be beyond the single income range. As such, it takes more effort for single parents to find the right property. Here’s a rundown on the restrictions typically faced, and how you might plan around them: Key concerns in buying an HDB flat  CitizenshipAge requirementIncome ceilingHalf the grant amount for single buyers (except for the PHG)Restrictions on size for BTONew ECs only accessible via JSSMortgage Servicing Ratio (MSR) 1. Citizenship Singles can buy an HDB flat under the Single Singapore Citizen Scheme (SSCS) or Joint Singles Scheme (JSS). The latter allows up to four unrelated singles to co-own a flat.  However, both schemes require you to be a Singapore citizen. 2. Age requirement To buy an HDB flat as a single,...