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The CPF Conundrum Explained – Part 2
By Eight percent per annum  •  April 21, 2021
This is a continuation of the previous post on CPF
In the last post, we spoke about topping up 7k to get tax relief and also earn 4%pa. From an investment perspective, this 7k top up will earn 6-7% guaranteed IRR over time. This is damn good return which why it is capped at only 7k per year. There are also other things that we should do. Here's a recap of the three top ups.
1. We should top up $7,000 in our Special Account every year.
2. We should top up whatever we had withdrawn from our CPF (usually for mortgage) asap.
3. We should top up CPF for our loved ones to the extent possible.

We also explained CPF Life. For the benefit of new readers, let's just recap also. CPF Life is a scheme to make sure that everyone...
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By Eight percent per annum
8% Value Investhink is a value investing / critical thinking knowledge platform with the goal to share knowledge, help understand investing and finance, and help develop critical thinking skills. One important objective would be to help others understand the concept of value and avoid overpaying, especially for property.
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