If there anything that the COVID-19 pandemic has taught us, it’s the fact that life can be so fragile and unpredictable.

Source: The World Economic Forum

Who would have thought that a virus that is about 500 times smaller than the size of a hair can wreak havoc around the world and bring entire industries to its knees?

With many losing their jobs and careers even, I would reckon that there would be a good number of people who had to start over financially from zero without any savings.

There is also no predicting what life can throw at us, with many reasons why people are forced to start over. Things like bankruptcy, divorce, and prolonged unemployment due to retrenchment come to mind.

Or maybe you have been living paycheck to paycheck and have not saved anything until now.

And I feel you, it is never easy having to start over at any age.