The Chinese have a saying: 谈钱伤感情 (any discussion about money will result in hurt feelings).

There’s certainly truth to that saying as surveys have shown that money is the biggest cause of stress in relationships.

Thus, navigating managing your finances together as a couple can get quite complex as it is a coming together of two people with different incomes, different spending habits and different financial situations.

When you are trying to manage your finances together as a couple, there could be quite a bit of friction due to some big differences.

Source: Giphy

For example, one partner could be earning quite a bit more than the other, one could be a spender while the other is a saver, or one partner could be on the way towards FIRE – Financial Independence Retire Early and the other could be burdened with steep debt.

Regardless of whether you have only just started talking about