The latest Singapore Savings Bonds yields 0.38% for 1 year and 3.22% for the 10th year, giving us a 10 year average yield of 1.61%. The interest rates are paid every 6 months. The short term yields remain rather flat compared to the previous issues but the long term yield is slowly increasing which is a good sign. Alternatively, Cash Management solutions like Endowus Cash Smart (Core: 0.8-1.0%, Enhanced: 1.4% to 1.6%) could be a better idea for those looking to optimise. Withdrawals are in shorter 3-5 business days unlike the Singapore Savings Bonds. Application/Withdrawal period is from the 1st Business Day of the Month to the 4th last Business Day of the Month. You will receive the bonds/money on the 1st Business Day of the next month. The fee is $2 for application/withdrawal for any sum. This bond is a AAA bond backed by Singapore government (very safe)....