In an ideal world, I'd only be charged by my telco for the data or talk-time minutes I use each month. But in reality, there's usually a lot of wastage when it comes to our telco mobile plans - I don't generally use up my allocated call minutes, but my mother-in-law and husband makes phone calls more often than I do and end up paying more each month for exceeding theirs, almost every single time. I'm basically paying for talktime that I do not need, while they pay extra for theirs.

Paying for all that unused data / talktime while other family members pay EXTRA for their over-consumption.

  Well, what if I could "transfer" my excess minutes to them? With family or bundled telco plans, I just might be able to. These are not new - the original incumbents of M1, Singtel and Starhub have already been offering such options for several years. However, the problem is that they mostly involve a...