I have finally decided to invest my CPF OA after procrastinating for so long. I blogged about Endowus Fund Smart Review when it launched last year and had plans to use it to invest my CPF but never took action. As a result, I am now paying the price for my procrastination (by investing at a higher price) instead of sitting on a nice profit. To be honest, I finally made the decision to do so because I feel that I needed to increase my exposure to traditional investments as I have been pumping most of my money into crypto. lol. Anyway, let me share the steps/experience I had while investing my CPF OA through Endowus. I chose Fund Smart because I wanted to pick my own fund which is the one with the lowest fees. Next, select CPF OA as the funding source and select the risk/loss tolerance that is suitable for yourself. Of course, I selected the maximum risk....