Many Singaporeans understand that it is important to get critical illness (CI) insurance to protect themselves against, well, critical illness. However, most fail to realise that their coverage is only for mid to late-stage critical illness. Upon diagnosis of early-stage critical illnesses, they realise that they do not receive any compensation from both their health insurance and CI insurance. That’s where it’s important to know the differences between early critical illness (ECI) and CI insurance. The difference between Early Critical Illness and Critical Illness Insurance

Early Critical Illness Insurance

Early critical illness insurance is insurance that covers all the early stages of the 37 different types of critical illnesses registered by the Life Insurance Association Singapore (LIA). It can be additional support that will be with you during your tough times for the short term or even for your whole life, depending on your policy. Depending on the ECI policy, you will be covered for the following:...