I should be exercising the OTP this week and the law firm representing the seller, IRAS and my law firm will deposit the cheques for the balance deposit, stamp duty and legal fees after that. And I have prepared the cash funds in the bank account to be withdrawn after the cheques clear. It’s not the best feeling knowing that the big cash position we have built up over the years will be wiped out by a single transaction i.e. downpayment for a property purchase. Guess I will have to get used to not having much investing & spending cash and emergency funds for a while. Anyway, I have updated our combined liquid assets Google Sheet and earmarked the cash, investments and CPF-OA that will be used up for the remainder of the downpayment at sale completion 3 months from now. Meaning I will be excluding these earmarked funds from our liquid assets calculation...