We're halfway through 2021 and I know some of us (I mean me) have not been focusing personal development to grow both our skills and knowledge. Personal development is important because we need to continue upgrading ourselves with new skills and capabilities, whether it's to further our careers or to be better at our personal interests. Every year, I would set aside some time and money that goes into personal development expenses. Last year, I dedicated my personal development hours into personal fitness and nutrition which have delivered excellent results both physically and mentally. Given the great results achieved, I'm going to continue and maintain the cadence of consistently exercising and being more mindful of what I eat and drink. This year, I decided to devote my time and money towards:

1. Learn and understand more about fintech innovation.
2. Learn how to identify and analyse stocks to invest in.

The latter is probably a shocker for long term readers because I have been a long-time advocate of investing in a diversified portfolio through robo advisors...