In my previous article, I wrote about how the most comprehensive maternity insurance plan you can possibly get in Singapore (which covers prenatal OB/GYN expenses, delivery costs and even NICU bills) do in fact exist, but if you were too late to purchase them (meaning you’ve only started to look at insurance now that you are pregnant), there are still other options available by the local insurers.

While the coverage is less extensive, it can still be helpful. For instance, within my social circle alone, I had several friends who were diagnosed with pre-eclampsia during their pregnancy, but managed to defer part of the costs by claiming from their maternity insurance.

Since no one knows what will happen during pregnancy, many people are undecided when it comes to whether they ought to buy such a plan. Some insurance agents do not recommend it, whereas others say it is an absolute must-have. In this article, I’ll run