Living pay-check to pay-check is the life of many especially so for lower and middle income families where bill payments, food and necessities can empty the pay check the moment it comes. Living pay-check to pay-check is a problem if you are spending unnecessarily or just have the urge to empty your account the moment money comes in, for those who are living pay check to pay-check but know that you can afford to save from it, here are some tips that I have been using.

Of course, every individual has different situation but like to share on some tips on how I save almost 50% of my take home pay every month with some conditions that not everyone might have started out with example I did not have any education debt and I am currently staying with my family at the ripe old age of 26 years old