This article is written in collaboration with Standard Chartered Bank (Singapore) Limited (“Standard Chartered”). All views expressed in the article are the independent opinions of The Kiam Siap Life. All information provided is for informational purposes only and is not intended to be construed as advice or an offer for any product or service. Standard Chartered is not liable for any informational errors, incompleteness, delays, or for any actions taken in reliance on information contained herein.
At TKSL, we always preach to only spend and borrow what you can afford and pay it back on time. That is when credit cards really work to your favour and advantage by reaping all its rewards, cashbacks and miles. But sometimes life is not as smooth as we hope it would be and perhaps we may need some extra time to pay our loans back or some extra cash for a big ticket purchase....
