Uncomplicated financial planning in 9 simple tabs. In starting any new endeavours, to quit when encountering challenges is often the easiest. To maintain the course is arguably the hardest. That is why I spend quite a far bit of time to design, customise and improvise my financial template to make my investment journey a bit less tedious and more fun. Here goes..

Tab #1 - Coast Statement

A yearly review of my long term strategies and achievements or setbacks.

Tab #2 - Savings Goal

A yearly review of my short to medium term saving goals.

Tab #3 - Insurance

Details of my entire suite of insurance policies to identify any protection gaps.

Tab #4- Net Worth

Assets and Liabilities at current point in time to determine financial adequacy.

Tab #5 - Cash Flow

12 months projection of cash inflows and outflows to map liquidity needs.

Tab #6 - Mortgage

Amortisation table to calculate principal balance and interests paid.

Tab #7 - Portifolio

Yearly portfolio allocation to optimise risk-rewards with rebalancing or divesting....