Singtel customers, take note! For less than $0.85 a month, you can now get insured against accidents that include losing your smartphone, outpatient medical treatments (includes GP visits) and accidental death. Personal accident plans are usually inexpensive, but can go a long way providing you with a financial peace of mind in the event that you suffer any injury. For instance, my husband has been claiming from his own PA plan every year for outpatient treatments due to accidental sports injuries. If you ask him, he’ll definitely tell you that a PA plan is a must-have. If you don’t already have a personal accident insurance, you may want to consider getting one, especially given the recent spate of accidents that we’ve been seeing in Singapore, such as a 25% increase in road traffic accidents involving cyclists and fire accidents in HDB flats that affected multiple neighbouring households as well. Unique PA plans...