The original version of this article first appeared in The Business Times

As they say, "What goes up, must come down." But do gravity and the laws of physics apply to financial markets? As markets power ahead to new highs, questions commonly arise from investors. Although we are a digital platform, as an independent financial adviser we interact with many investors daily of varying ages, gender, income levels and financial knowledge. However, the most commonly asked questions are the same. Here are a couple: Is the market at its peak? Is it the right time to invest? When there is an opportunity to interact directly with clients, I often ask a question in response - What do you think happens to the market after it hits an all-time high? Almost always their answer is - it will fall. You can see the logic behind this - when we hear the words...