Losing your money to fees always stings a bit. You might also find that these fees rack up quite a bit making a dent in your bank account. Did you know that you don’t always have to pay these fees? You just need to be a little clever about it! Most people end up paying avoidable banking fees because they can’t be bothered to find out how to not pay it, but if you’re money smart, you’re in the right place. Here is how to never lose your money again. 1.   Direct Deposit If your workplace offers to pay you via a direct deposit, jump at the chance. This means that you do not have to queue at the bank waiting to deposit your cheque. Many banks will also waive any monthly fees if you set up a direct deposit....